A bank account is essential if you are serious about building wealth.
Fifth Third Bank – Maxsaver Account
Jennifer Baker (615) 687-3084
Access: No appointment needed at any Fifth Third Banking center.
A savings account offering a premium rate of interest that grows as the money in
your account grows. Monthly service fee of $5.00 if the average balance falls below
$200. Monthly service fee may be waived if one deposit or no withdrawals are made
per statement period. A $1.00 per transaction fee will be charged if more than 3
withdrawals occur per statement period.
Pinnacle Financial Partners – Tennessee Savers Account
Carla K. Jarrell (615) 744-3714
Access: All Offices
No minimum opening balance requirement. Monthly service fee is waived for the first
year (subsequent years a $500 average monthly balance is required to waive the fee).
This is an interest-bearing account. Free online banking. Direct deposit is available.
Regions Bank
Latrisha Jemison (615) 748-2185
Access: Nashville Area Branches
Regions has a wide range of savings products to meet your financial needs. Please call
or come by a Regions Branch to learn which product is best for you.
SunTrust Bank, Nashville – Personal Savings Accounts
Keith Turbett (901) 415-7024
Access: No appointment necessary. Go to any banking center.
No minimum opening balance. No more than 2 withdrawals in a month at no charge.
A charge of $4.00 per transaction will apply for excessive withdrawals.
The Bank of Nashville – Tennessee Savers Accounts
Angel Morris (615) 271-2080
Access: No appointment necessary. Go to any banking center.
No monthly service fee for the first year. Minimum balance requirement of $300
waived for the first year. Interest bearing account. ATM access is available with no
charge imposed by The Bank of Nashville. Fees may be charged by the owner of the
ATM. Three (3) withdrawals allowed per month. Additional withdrawals are $3.00 each.
Direct deposit is available.
US Bank – Tennessee Savers Account
Ken McKnight (615) 251-0727
Access: No appointment necessary. Go to any banking center.
No minimum opening balance. No minimum balance required. No monthly
maintenance fee. Interest rate equal to Fed funds less 75 bps. Quarterly statement
that can be linked to a checking statement. Free US Bank ATM transactions. Subject
to federal regulations governing preauthorized withdrawals. Transactions which exceed
federal regulations will be charged $15 per transaction. Subject to other fees as
outlined in the Consumer Pricing Information brochure and other fees associate with
Standard Savings except the minimum balance and monthly fee.
US Community Credit Union
Services: Regular Share Account; Minimum $5.00 balance to be maintained
Description: A share account is like a savings account. Your monies on deposit earn
dividends and you do not have monthly fees.
Fees: Free
Format: Call for further information
Hours: M-F; 8:30 am to 4:30 pm
Area Served: Davidson/Rutherford/Wilson
Phone: (615) 256-8712
Web: www.usccu.org
MIDDLE TENNESSEE
Clarksville Regional Alliance for Financial Independence: United Way of the Greater Clarksville Region
Services: Second Chance Checking
Description: Second Chance Checking Accounts available through several financial institutions throughout Clarksville. Clients are allowed to choose with financial institution they would like to conduct business with but must attend Money Smart Classes in order to sign-up for their account.
Clients Served: Low- to moderate-income families and individuals
Fees: Free
Format: Classroom and individual counseling services
Hours: Money Smart classes taught at the Career Center every Friday from 1:00-2:00p.m. and from 2:00-3:00p.m. Classes are also available online.
Service Area: Montgomery, Houston, Stewart Counties and Fort Campbell Area
Phone: (931) 647-4291
Web: www.liveunitedclarksville.org
Level of information: Beginner, Intermediate and Advanced
Clarksville Regional Alliance for Financial Independence:
United Way of the Greater Clarksville Region
Services: Second Chance Checking
Description: Second Chance Checking Accounts available through several financial institutions throughout Clarksville. Clients are allowed to choose with financial institution they would like to conduct business with but must attend Money Smart Classes in order to sign-up for their account.
Clients Served: Low to moderate income families and individuals
Fees: Free
Format: Classroom and individual counseling services
Hours: Money Smart classes taught at the Career Center every Friday from 1:00-2:00p.m. and from 2:00-3:00p.m. Classes are also available online.
Service Area: Montgomery, Houston, Stewart Counties and Fort Campbell Area
Phone: (931) 647-4291
Web: www.liveunitedclarksville.org
Level of information: Beginner, Intermediate and Advanced
EAST TENNESSEE
Roane Alliance for Financial Independence: Roane County United Way
Services: Second Chance Checking, Financial Literacy Education, Self-Improvement Books, Credit Counseling, Personal Finance Education, Volunteer Income Tax Assistance
Description: “Second Chance” banking services by US Bank branch managers.
Clients Served: Low- to moderate-income families and individuals
Fees: Free
Format: Individual account services
Hours: vary, please call for more information.
Service Area: Roane County
Phone: (865) 882-7711
Web: http://www.unitedwayroane.org/
Level of information: Beginner, Intermediate and Advanced
